Of all the things that seem unfair about car insurance, this is perhaps the worst: Infrequent drivers who log less than 5,000 kilometers a year, are charged roughly the same as long-distance commuters who cover 30,000 kilometers a year.
High-tech advances may end this inequity soon, but the cure could be worse than the disease – if it’s not carefully regulated. Occasional drivers will soon have a chance to lower their insurance rates, but only if they agree to extensive electronic tracking of their driving habits.
New gadgets installed in cars will be able to tell insurers how many kilometers drive
rs have logged, what times of the day they drive, and even how frequently they abruptly stop and start. Other incarnations of the technology involve GPS devices that can even tell insurers precisely where drivers have traveled, and if they obeyed local speed limits.
